W&F Q3 2023

4. News: 2023 cashless payment trend survey reveals just 17% of UK consumers prefer paying in cash AI is the most effective method for tackling money laundering threats, according to AML professionals 6. Deloitte: Cyber Defence Adviser of the Year 2023 (UK): Cameron Brown 8. StringsFP Limited: Best Pensions & Retirement Planning Firm 2023 – London 9. Digital Beachhead Inc: Most Client-Focused Cyber Security & Risk Management Consultancy 2023 - North America & Innovation Excellence Award in Space Exploration Cyber Security 2023 10. HMRC increases the interest charged on late payments from 22nd August 2023 11. MORTGAGE CRISIS: Google searches for ‘How to afford mortgage’ explode by 324% and ‘Mortgage help’ skyrockets by 1,366% 12. SME leaders bullish about their prospects as majority expect revenues to increase in next 12 months 13. UK Banks More Resilient to Turbulent Market Conditions Than Their US Counterparts, Research Shows 14. VCTs increase support for businesses amid wider decline in VC funding Contents