Retirement Planning Awards 2024

Excellence Award for Mortgage Advisory Services 2024 McCrea Mortgages McCrea Mortgages, a sub-brand of McCrea Financial Services, was established to assist with a wide range of mortgage requirements. Whether clients are first time buyers, looking to remortgage, or simply looking for overall mortgage advice, the subsidiary is dedicated to supporting individuals through every stage of the house buying process. For its hassle-free mortgage solutions, McCrea Mortgages has received this year’s Excellence Award for Mortgage Advisory Services. - For most people, a mortgage is the largest financial transaction they will undertake and receiving the right advice is crucial. With many different mortgage products to choose from, McCrea offers an honest assessment of clients’ needs and recommends the best deal for their individual circumstances. After a full review of a client’s financial situation and objectives, the firm will suggest a product option to suit their needs considering how long they have to repay it over, when it will need reviewing, and more. As an independent advisor, McCrea Mortgages can assess the entire mortgage market including exclusive deals that clients cannot find by going direct. Boasting decades of experience in providing transparent mortgage advice, the team is uniquely positioned to simplify the process from start to finish. With its holistic approach to finance, McCrea is available to talk through protection options and create plans to maintain a mortgage should a client be unable to make payments. McCrea also provides advice on specialist areas including purchasing additional property and lifetime mortgages. P&E R. from Glasgow, share their experience, “McCrea Mortgages were absolutely fantastic with myself and my wife. The full process was made so easy. From start to finish, the communication was faultless. We were never left uninformed and the advice and speed of replies to questions was incredible. We wouldn’t consider going through the mortgage process again without their help.” For those looking to review or remortgage their homes, McCrea Mortgages helps clients explore new mortgage deals from its unrivalled selection of lenders. Working up to six months before the end of a client’s current deal, the firm can organise for a new mortgage to be in place exactly when they need it. McCrea works with solicitors, surveyors, and other professionals to streamline the process and ensure clients have exceptional mortgage protection. McCrea understands that the ability to maintain mortgage payments can be easily affected by unforeseen circumstances such as serious illness, injury, or the unexpected death of a loved one. During difficult times, McCrea is here to help safeguard clients’ homes with a suite of mortgage protection and insurance options to choose from. Protection on offer is dependent on several factors, including whether a client has a repayment or interest-only mortgage, how dependent a family is on any one individual’s income, and other insurance/estate/ inheritance tax planning arrangements. With McCrea’s comprehensive approach to financial planning, clients can find the best protection for their home and loved ones. McCrea Financial Services prides itself on its ability to continuously review all areas of a client’s finances including investments, mortgages, protection, and pensions. The firm does not consider a mortgage as simply a loan to buy a home but as part of clients’ overall financial profile. This allows individuals to tie in their mortgage with other important life events such as starting a family, moving house, or an intended retirement date. The expert team at McCrea Mortgages is dedicated to offering honest guidance and recommendations to help clients find the best solutions to support them through the house buying process. As a subsidiary of McCrea Financial Services, McCrea Mortgages can assess mortgages through the lens of clients’ financial planning journey to support them in their future endeavours. Following its achievement in our Retirement Planning Awards, McCrea Mortgages will continue to help clients seamlessly navigate the mortgage process and protect their homes for years to come. Contact: Ross McCrea Company: McCrea Financial Services Web Address: