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Welcome to the January 2017 edition of Wealth & Finance International magazine, which has a rich and varied range of content, including real estate, wealth management and tax plus much more!

Every year at this time, individuals and corporations renew the time-honoured tradition of making commitments to be better this year than last. For most, the intentions are good, however the results tend to be lacking writes Richard Tyler in the latest instalment of his excellent Tyler Tips®.

In comment from first direct, home ownership has fallen in most areas of the UK, according to the parliamentary Home Ownership Statistics report. While Scotland appears slightly immune to the trend, with a 0.8% rise in ownership since 2011, and ownership amongst those aged 70+ has also risen by a similar margin, other areas in the UK aren’t seeing the same growth.

I hope you enjoy reading this edition.