Mooch / Kevin Jiang - the USA

Most Innovative Personal Finance & Budgeting App 2022: Mooch
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<p>Mooch exists because we get it, budgeting is hard. How much easier would sticking to a budget be if you could get paid to budget, with no fees, ever?<br /> Mooch &#038; its founders, Richard Velasquez and Kevin Jiang are leading the Gen Z transformation into Web3 personal finance, with an automated budgeting app powered by cutting edge DeFi technology. Mooch automatically moves money to and from users&#8217; bank accounts, and pays them a bonus when they hit their budgeting goals and pay their bills on time. </p>