Retirement Planning Awards 2023

Nov22526 Retirement Planning Awards 2023 Wealth & Finance Best Risk-Managed Investment Specialists 2023 & Investment CEO of the Year 2023: Paul Regan Meet the Hedge Fund Manager Delivering Stellar Returns with a Unique Insurance Based Risk Neutralizing Strategy In investing, we know there is no free lunch. With higher returns comes increased risk. But what if you could neutralize some of the variables that create risk in traditional investing? What if timing or pricing the market, or being right about the direction was no longer necessary for a profitable trading strategy? Meet Paul Regan— a man who has created an arbitrage-based strategy that successfully does exactly that. And his innovation goes far beyond successful trading by pairing an actual insurance policy with each investment, essentially creating a new asset class known as an “enhanced annuity” because it offers the same guarantees as a standard annuity but with a higher yield and lower fees, hence the term “enhanced”. We sat down with Paul to learn more about his unique innovation and new line of funds. Disrupting Traditional Risk Management David Dewell, a top commodities trader at Goldman Sachs, was quoted as saying, “What Paul Regan has done in terms of risk management and creating a world of future date certain returns is like what Elon Musk has done in the automotive industry. This level of disruption is world class and to call it game-changing doesn’t begin to explain it or do him justice.” Can You Create Future Date Certain Returns? Trading commodities has historically been all about attempting to profit by anticipating future price direction. Investors put their money on a directional move, whether that was in gold, silver, soybeans, or something else. What if you took a totally different stance? What if you employed an agnostic approach instead of trying to predict the whimsical twists and turns of the commodities markets? Mr. Regan has developed a system that takes advantage of the sometimes wild volatility of these markets but doesn’t involve speculation. This new approach generates steady, market-beating returns in all market conditions. Best of all, the investment comes with a guarantee you’ll receive at least a 24% annual return and won’t lose a dime. Yes, it sounds too good to be true. But Mr. Regan has a secret: he has developed a unique partnership with several major insurers who agreed to back his strategy. So this time, it really is different. Doing The Near-Impossible In the investment world, achieving high returns with low risk is akin to finding the Holy Grail. But, Mr. Regan’s past experience illustrates why he has been able to accomplish this seemingly impossible task of providing certain returns in an uncertain world. He’s been hard at work as a financial engineer for decades. Meanwhile, he has beaten the S&P 500 index for the past 10 years as a trader. More Firsts He is the first hedge fund manager who has successfully gained the support of major insurance carriers who are writing policies exclusively for his fund, Next Level Holdings, LLC. These policies enable him to contractually neutralize market and transactional risk for his investors. This allows the fund to ensure a consistent 24% annual return to those investors who are lucky enough to gain entry into one of his exclusive hedge funds. And that phenomenal yearly return? Guaranteed by the insurers. How Exactly Did He Accomplish This? In today’s challenging market, we find ourselves in complete awe of this accomplishment. Somehow Mr. Regan has brilliantly engineered an arbitrage-based fixed-income product. This has been attempted previously without success. What has Paul Regan done differently? We asked him directly so we could find out. Q. First off, Paul, we understand this is an arbitrage-based strategy. Can you explain arbitrage trading for us? Regan: Of course. Arbitrage is a form of trading in which traders exploit price discrepancies between the same investments in different markets. Arbitrageurs buy in one market while simultaneously selling an equivalent size in a different but related market. They do this to take advantage of price divergences between the two. Sometimes, products that are effectively the same thing, trade in different places or slightly different forms. For example, some large companies are listed on more than one stock exchange. Theoretically, as the shares on each stock exchange belong to the same company, they should be priced equally. However, the flow of information to all parts of the world is not instantaneous. Furthermore, markets do not operate with complete efficiency. When both stock exchanges are open, the share price may differ between them. The first person to notice the price difference could buy the stock on one exchange at the lower price while selling on the other at a higher price. In doing so, they secure a quick profit. I’ve been an arbitrage trader of commodities for decades, so this is my investing backyard, so to speak. Q. So how do you turn arbitrage trading into consistent results? Regan: I recognize that for the purpose of this article we have some limits, so I’ll make this simple. We’ll just use gold as an example. The gold market is extensive and worldwide. Gold investments range from actual physical metals to financial products that allow you to buy a digital claim to gold. This provides many opportunities for arbitrage across geography, time and form. Many people today opt for a gold ETF, which is a type of digital representation of gold ownership. Instead, imagine you buy long-term contracts which enable you to purchase physical gold directly from miners at predefined discounts below the spot (market) price. Feb23228