Blog
To ensure long-term financial success and stability, a solid financial strategy is essential. With this, you can manage your finances, seize opportunities, and rise above any challenges.
In today's world of rising living costs, finding ways to save money on weekly shopping is more important than ever.
Choosing the right fuel to power your property is an important decision.
Transitioning from military service to civilian life, subsequently followed by retirement, requires the same level of planning as any mission, flight or operation conducted while on active duty.
The adoption of emerging technologies is no longer a bold enough measure to stand out in financial services.
by George Pelgrim, Sint Maarten based entrepreneur and businessman Investment Opportunities: High-Potential Sectors for Foreign Investment Sint Maarten is currently undergoing a significant phase of economic development. George Pelgrim, a notable businessman in the region, identifies three key sectors that present substantial opportunities for foreign investment: real estate, technology, and tourism. Real Estate: The real […]
Recent high-profile cyber-attacks on the construction industry have highlighted the vulnerability of businesses of all sizes to cyber threats. As the industry adopts digital ways of working, it's crucial to understand these threats and protect your business.
By Cora Gold, Editor at Revivalist Nothing accelerates lifestyle inflation faster than having a child. Even if your income can handle the additional costs you have now, you must be wise with your money. Use these seven tips to be more fiscally responsible as a new parent. 1. Master Household Budgeting Raising a child from […]
In today's highly competitive marketplace, exceptional customer experiences are a critical differentiator. Personalization has become the keystone in building and nurturing relationships with customers, turning one-time buyers into loyal advocates.
The financial sector thrives on trust and security. But with the ever-evolving landscape of digital banking, new banking risks emerge constantly.
Savoy Stewart present findings on why now is an opportune moment for investors to consider venturing into the UK office market.
Next week is Debt Awareness Week (18 - 24 March). While debt is often portrayed in a negative light and seeking help can be daunting, it is essential to understand that debt can be a valuable financial tool if handled with care.
2023 proved a challenging 12 months for the climate vertical, with private equity and grant funding for climate tech startups falling by over 40% compared to the previous year. However, in 2024 investment levels are set to increase, as accumulated public and private capital gets deployed and government support across various sectors ramps up.
After more than two and a half years of struggling with high inflation, financial analysts are urging Americans to make building a solid nest egg of savings their top New Year’s resolution. The prolonged period of high inflation has created severe financial stress for most U.S. households, as they are forced to pay more for everyday needs like food and housing. Low-income households have been particularly hard hit.
As the payments market continues to digitise, consumers are demanding streamlined real-time interactions with banks to remove friction whilst delivering personalised experiences anytime, anywhere and through any device.
When it comes to financing personal expenses, personal loans can be a viable option. Jackson and Marlboro are two cities that offer personal loans, and in this article, we will explore the process of applying for a personal loan in these locations.
Say you’re a creative genius that has put in a lot of time, effort, and resources, along with your whole team, in researching, drafting, fine-tuning, and refining a product in the United States.
There’s a fact that resonates well with almost every industry out there: information technology (IT) systems empower American organizations of all sorts to reach their goals.
Navigating the UK’s evolving economic landscape has proved challenging for many charitable organisations relying on fundraising, as disposable income fell by 2.2% in the 2022/23 financial year.
2024 so far has been a relatively quiet year for FX markets. However, in the past month, volatility has started bubbling up again, bringing FX risk management to the fore for many businesses. In April, Bloomberg’s gauge for hedging swings jumped to its highest since January, influenced by the ongoing conflict in the Middle East and speculation that the Fed will have to hold monetary policy tight for longer.
With summer fast approaching, maximizing the excitement of a future holiday and minimizing the stress of the entire process is essential.
Did you know that 90% of the world's data has been created in the last two years? As businesses continue to generate and rely on vast amounts of data, implementing robust data governance has become more critical than ever.
We live in the era of modern technology, and we are supposed to understand it. New technologies are introduced into society almost daily, and software development is one of the most important areas driving these advancements.
When it comes to online shopping, customers aren’t the only ones who can fall victim to scams. Many scams target businesses and sellers instead, therefore anyone selling goods online must know how to avoid being impacted and what to do if their business is affected.
To ensure long-term financial success and stability, a solid financial strategy is essential. With this, you can manage your finances, seize opportunities, and rise above any challenges.
In today's world of rising living costs, finding ways to save money on weekly shopping is more important than ever.
Choosing the right fuel to power your property is an important decision.
Transitioning from military service to civilian life, subsequently followed by retirement, requires the same level of planning as any mission, flight or operation conducted while on active duty.
The adoption of emerging technologies is no longer a bold enough measure to stand out in financial services.
One of the most anticipated days of the month is payday – your hard work pays off, and your bank account is nicely compensated.
With the UK general election set for July 4th, 2024, housing is poised to be a key topic. Let's explore how election predictions might affect the supported living and social housing market, and what this could mean for housing investments.
Buying a house is a huge step, and understanding your estimated monthly mortgage payment is crucial. This is where a mortgage calculator comes in—a handy tool that takes the guesswork out of affordability.
In today's world of rising living costs, finding ways to save money on weekly shopping is more important than ever.
Choosing the right fuel to power your property is an important decision.
Almost one third (30%) of UK business owners plan to sell their businesses to help fund their retirement, according to new research.
Although conditions are challenging for new business ventures this year with factors such as the pandemic and cost of living crisis playing a part, all hope is not lost.
Growing a business in the current economic climate is a challenge. With rising costs slashing profit margins and prohibiting growth, external investment has become almost a necessity for small and medium-sized enterprises (SMEs) to expand.
With the new tax year having just commenced, it’s a good time to review outstanding debts and take proactive steps to try and minimise or limit your business’s exposure to them. This is particularly the case given financial uncertainty in the market coupled with the ever-growing cost of living crisis, increasing costs throughout the supply chain and the consistent rise in registered company insolvencies since the pandemic.
In today’s business climate, there’s no denying the importance of sustainable operating practices. Operating sustainably has plenty of tangible benefits for businesses – aside from a clean conscience of course. Increased profitability and desirability as an employer are just two of the advantages that can be gleaned from sustainable business.
Globant, a digitally native company focused on reinventing businesses through innovative technology solutions, announced today that its Be Kind Tech Fund has invested $1 million in Polemix, the first platform to introduce Web3 technology to the world of ideas and opinions. The startup's mission is to upgrade how people support and oppose opinion leaders, disrupting the echo chambers cultivated by traditional social media platforms.
2024 so far has been a relatively quiet year for FX markets. However, in the past month, volatility has started bubbling up again, bringing FX risk management to the fore for many businesses. In April, Bloomberg’s gauge for hedging swings jumped to its highest since January, influenced by the ongoing conflict in the Middle East and speculation that the Fed will have to hold monetary policy tight for longer.
As a GenZ authority and policy advocate with 93.3K followers and 3.7M likes on TikTok, I believe it is essential to advance a cross-generational understanding of the driving forces behind the post-millennial economy in order for industry to establish best practices and move forward in a meaningful and impactful way. While there are a myriad of behaviors and beliefs that heavily influenced GenZ's economic decisions, there are a select group of specifics that reign supreme—especially with respect to these four economic sectors:
With the impact of the rise in the cost of living in the UK, influenced by many factors such as the Ukraine Russia war, the rising costs of energy and the knock-on effects these have had on the economy, we take a brief look of gold’s performance during a recession and why investing in gold can be a smart move for those who are looking for a return of investment.
Uranium has been the standout commodity of the past 12 months - nearly doubling in price to $100 per pound, with nuclear firmly back on the policy agenda as part of the green energy transition.
In these times of uncertainties with the growing number of geopolitical tensions, worldwide conflicts as well as other variables influencing the global markets, investors are turning to assets that provide a stability and resilience to these global influences. Among these assets, gold has long been hailed as one of the safe havens with an outstanding reputation for holding its value even through the economic upheavals caused through conflicts and worldwide politics, in this article we take a look at whether gold is truly ‘war proof.’
By Francesca Rayneau, Director at Calculus Enterprise Investment Schemes (EISs) are a powerful way for clients, who are comfortable with the risks, to target high growth investments. For a company to qualify for EIS funding it must be early stage and not listed on the main market of the London Stock Exchange. These companies often […]
Institutional investors have been increasing allocations to illiquid assets and Downing’s research suggests the trend is set to continue. In this market outlook, Kostas Manolis, Partner and Head of Private Market Investments, explains why the current economic conditions make illiquid assets attractive.
Durham-based company Anglo Scottish Asset Finance Ltd is excited to announce the completion of a management buyout (MBO) to take back control of the business.
In today's world of rising living costs, finding ways to save money on weekly shopping is more important than ever.
Choosing the right fuel to power your property is an important decision.
Transitioning from military service to civilian life, subsequently followed by retirement, requires the same level of planning as any mission, flight or operation conducted while on active duty.
By Cora Gold, Editor at Revivalist Nothing accelerates lifestyle inflation faster than having a child. Even if your income can handle the additional costs you have now, you must be wise with your money. Use these seven tips to be more fiscally responsible as a new parent. 1. Master Household Budgeting Raising a child from […]
"Is it possible to make money while you sleep? With the right use of properly designed apps, the answer is yes!" explains Jason Adler, Repocket Software Engineer. According to gitnux, The global mobile app market is expected to grow to $407.31 billion by 2026. In the US, 8% of apps make money by being paid upfront, while globally only 3% do. Interestingly, although only 5% of app users spend money on in-app purchases, this accounts for almost half of all mobile app earnings.
One of the most anticipated days of the month is payday – your hard work pays off, and your bank account is nicely compensated.
Brits are the least likely in Europe to think about their credit score, with nearly half of UK adults (46%) neglecting what their current rating is.
Navigating the financial world can be daunting, especially for women who often face unique challenges. Fortunately, incredible women in finance are breaking barriers, offering invaluable advice and empowering others to take control of their financial futures.
With the UK approaching a pivotal general election this July, a new manifesto is calling on all political parties to implement policies designed to ignite entrepreneurship and drive economic growth.
The Association of Accounting Technicians (AAT) has responded to HMRC’s long-awaited consultation on “Raising standards in the tax advice market”, which closes for submissions today. HMRC has asked the industry and consumers for their views on how best to tackle what it calls significant levels of substandard tax advice in the market wherein a “minority of practitioners who are incompetent, unprofessional or unscrupulous who continue to operate, harming their clients and the public finances”
The UK tax year, often referred to as the financial year, starts on the 6th April and ends on the 5th April the following year. The end of the tax year is an important deadline for all taxpayers, marking the cutoff for various tax-related relief, payments, and actions.
Investors navigating the complex landscape of wealth management often seek avenues that not only offer lucrative returns but also come with attractive tax benefits. Venture Capital Trusts (VCTs) and Enterprise Investment Schemes (EISs) emerge as compelling options, intertwining attractive tax benefits with portfolio diversification. In this piece, we'll delve into the intricacies of these investment vehicles, shedding light on their structures, benefits, and potential risks.
From April 2024, changes to R&D tax relief announced in the 2023 Budget mean that the existing R&D Expenditure Credit (RDEC) and the SME R&D schemes will be merged into a new simplified R&D tax relief incentive.
Significant changes are on the horizon for IR35, set to take effect on April 6th. This new policy, known as ‘IR35 offset’, aims to prevent double taxation by empowering HMRC to offset tax and NI contributions already paid by contractors, fostering fairer sharing of tax liabilities throughout the supply chain.
As another tax year draws to a close, investors may be wondering how they can make their investments work harder for them.
While there have been hints of tax cuts, many are still predicting the Autumn Statement to be quite a bland affair as the Government readies itself for a General Election next year, perhaps with more promises for the future than actual action. However, there are still many changes that could be introduced, or re-introduced, that would help boost the economy and put money back into the pockets of ordinary people.
With an increasing reliance on technology, the protection of sensitive data and digital assets has become paramount for businesses of all sizes. The UK Government’s Cyber Security Breaches Survey 2023 estimates there were 2.39 million instances of cybercrime affecting UK businesses in the prior 12 months - and for small businesses, navigating the complex landscape of cyber threats can be daunting and confusing.
As the digital age evolves, the banking sector faces many cybersecurity threats that can compromise sensitive financial data and disrupt operations.
The financial sector thrives on trust and security. But with the ever-evolving landscape of digital banking, new banking risks emerge constantly.
In the modern banking landscape, speed and efficiency are not just desirable attributes—they are essential.
Cybersecurity has become a significant concern for businesses of all sizes. With the increasing number of cybersecurity threats, it's crucial to have robust security measures in place to protect sensitive data and systems.
Cybersecurity certificates are becoming increasingly important in today’s digital age. From boosting career opportunities to validating expertise in IT, there are many reasons why more and more people are gaining cybersecurity certificates to bolster their CV.
In today’s world where cyber threats are becoming increasingly complex and downright relentless, the application of Artificial Intelligence (AI) toward cybersecurity strategies is a welcome advancement helping us protect our digital environments. Sophisticated machine learning algorithms and predictive analytics are empowering organizations to better predict, identify, mitigate and neutralize cyber threats quickly and far more accurately.
Cyber security expert Ian Dickenson from A1 SEO Glasgow delves into the potential reasons why Instagram and Facebook might go down, shedding light on the complexities of digital infrastructure and the implications for users and businesses alike.