As the payments market continues to digitise, consumers are demanding streamlined real-time interactions with banks to remove friction whilst delivering personalised experiences anytime, anywhere and through any device.

When it comes to financing personal expenses, personal loans can be a viable option. Jackson and Marlboro are two cities that offer personal loans, and in this article, we will explore the process of applying for a personal loan in these locations.

As we’re preparing to deal with an 11.1% inflation as of October 2022, people are looking for ways to secure their money and capitalise on their assets.

According to Statista, a record 22,305 businesses will go bankrupt by the end of 2022 in the UK, second only to France’s 22,305.

Sadly, cybercriminals don’t take breaks over Christmas. In fact, with so many more financial transactions taking place over the festive season, it’s a prime opportunity for cybercriminals to take advantage of poor cybersecurity. The Christmas season is a perfect background for a cybercriminal to attack, so what are the most common ways that you could be caught out this festive season?

Access brokers — the threat actors who gain and sell access to organisations and simplify eCrime for other cybercriminals — are especially active during this time of year. They capitalise on seasonal shifts to craft holiday social engineering campaigns, steal more information and make more money by selling their findings to threat actors on underground forums.

As an industry, interior design is rapidly growing. To keep up with demand and embrace new ways of working the industry is using innovative technologies and cutting-edge software to envision and deliver client requests. Though there are many gains from innovation, this increasing reliance on technology brings with it a very real threat: sophisticated cyber-attacks.

In the face of rapidly increasing data volumes, relentless cyber threats, a critical shortage of skills, and the intricate demands of regulatory compliance, a startling 95% of businesses perceive their digital infrastructure as a risk to their operations.

The modern business model is one of agility. In the past few years, we have seen a growing number of small and medium-sized enterprises (SMEs) discarding traditional, hierarchical ‘top down’ infrastructures and creating flatter and more flexible structures.

In today’s age of technology pervasion, news headlines are rife with stories of data breaches, the actions of opportunistic cybercriminals and the financial implications of poor security hygiene. The threat landscape is constantly expanding, and the ever-increasing data load for businesses means that there are more holes and vulnerable points in a company’s cybersecurity net than ever before.

The total number of payments (consumer and business) in the UK last year increased to 45.7 billion, up from 40.4 billion in 2021.

Artificial intelligence (AI) is taking the industry by storm, improving customer service, boosting safety transactions, reducing missed payments and battling financial crime

Investing can be a good way to bolster your finances. This works by buying assets that are projected to increase in value and then selling the assets for a profit.

Mia-Platform, the end-to-end platform builder, has announced a new partnership with Genio Diligence, a specialist provider of due diligence services to credit institutions and credit brokers.

As we approach the end of 2023, analysts and investors are turning their attention to the evolving dynamics expected to shape the investment landscape in 2024. Forecasts suggest a year where the traditional approach to navigating market downturns will increasingly intersect with a rising commitment to sustainability, particularly within the realm of real estate investments. […]

Are you interested in building a successful portfolio? Would you like to know the difference between growth and value equities and how they can be used as a compelling investing strategy? Investing your money can seem intimidating at first glance, but with the correct information, it's easier than ever to make intelligent decisions. In this article, we will discuss growth versus value stocks and strategies for increasing your portfolio returns.

As the UK’s skills crisis intensifies, some employers are battling pay inflation demands of over 37%, adding to the financial strain that businesses are already facing

You might think that being famous is all red carpets, secluded mansions and private jets. Making huge purchases – in cash of course – and living the high life. However, though this is the case for some of the world’s A-listers, plenty of care and attention goes into managing their money, so they stay rich sustainably.

In the business realm, growth can be the difference between making it and falling at the first hurdle.

ISACA, the leading global professional association helping individuals and organisations in their pursuit of digital trust, today launches new research looking at the state of cybersecurity.

Although conditions are challenging for new business ventures this year with factors such as the pandemic and cost of living crisis playing a part, all hope is not lost.

Growing a business in the current economic climate is a challenge. With rising costs slashing profit margins and prohibiting growth, external investment has become almost a necessity for small and medium-sized enterprises (SMEs) to expand.

With the new tax year having just commenced, it’s a good time to review outstanding debts and take proactive steps to try and minimise or limit your business’s exposure to them. This is particularly the case given financial uncertainty in the market coupled with the ever-growing cost of living crisis, increasing costs throughout the supply chain and the consistent rise in registered company insolvencies since the pandemic.

In today’s business climate, there’s no denying the importance of sustainable operating practices. Operating sustainably has plenty of tangible benefits for businesses – aside from a clean conscience of course. Increased profitability and desirability as an employer are just two of the advantages that can be gleaned from sustainable business.

Globant, a digitally native company focused on reinventing businesses through innovative technology solutions, announced today that its Be Kind Tech Fund has invested $1 million in Polemix, the first platform to introduce Web3 technology to the world of ideas and opinions. The startup's mission is to upgrade how people support and oppose opinion leaders, disrupting the echo chambers cultivated by traditional social media platforms.

AEI Capital is passionate about dealing with the capitalization of corporate vision. It knows that anything is possible with the correct strategy alongside a smart capitalization model and a knowledgeable blueprint for the most effective, essential parts of the Private Equity industry.

Figures out from HMRC this morning show that the Treasury raked in another £4.1billion in inheritance tax receipts in the months between April and October 2022. This is £500 million more than in the same period a year earlier, continuing the upward trend. These figures are revealed just days after the Autumn Statement in which it was announced that the inheritance tax threshold of £325,000 will be frozen until April 2028.

Sometimes, if you get a decision wrong, you’re stuck with the consequences for quite a while. You’ve spent substantial money to get where you are and, for the time being, you have no choice but to spend more.

Saxo Bank, the leader in online trading and investment, today announced its annual Outrageous Predictions for 2024. The predictions focus on a series of unlikely but underappreciated events which, if they were to occur, would send shockwaves across the financial markets.

Looking for a new avenue to invest in for 2024? Most people looking to invest in property are immediately drawn to residential projects – those looking to invest are typically homeowners and want to stick to what they know.

October is the official cybersecurity awareness month. Using this occasion, Juta Gurinaviciute, a cybersecurity expert and CTO at NordLayer, gives an interview explaining the importance of this month and cyber trends around the world. Gurinaviciute reveals where businesses should look first when creating a cybersecurity strategy and what dangers are the most prominent in the IT world.

A recent report from the Royal United Services Institute (RUSI) has called for greater cooperation between government bodies, insurers, and cyber security specialists to establish best practice guidelines on dealing with cyber-attacks and ransomware.

Predicting the ebb and flow of the global financial markets can often be likened to gazing into a crystal ball. This outlook becomes even more opaque when climate change impacts are thrown into the mix. One possible future, however, is that the climate transition’s reshaping of the global economy may trigger a global financial crisis.

Nobody likes paying too much in taxes, including cryptocurrency investors. Different crypto transactions produce different tax consequences, and how long you own a digital currency usually matters.

Investing in Britain’s most promising young businesses has become increasingly popular, resulting in record years for venture capital fundraising.

From technological advancements impacting businesses and individuals across the globe to macroeconomic ripples that are influencing the decisions of bankers and consumers, 2023 is already a year of trends and transformation.

With the rising cost of living in the UK, many consumers are keeping regular tabs on their spending and looking for ways to cut costs when taking care of and maintaining their homes.

Being self-employed shouldn’t automatically mean securing a mortgage will be a challenge. With over 4.2 million British workers now classified as self-employed1 – and expectations the sector will only continue to grow - it is more important than ever before to know just what extra considerations are needed to secure a mortgage.

This year Tax Freedom Day falls on Thursday 8th June. This is the day of the year by which, theoretically, the average UK taxpayer will have earned enough to pay all of their taxes for that year. This includes tax on all income, as well as the purchase of all goods and services.

Brits have more stolen payment card details listed for sale than any other country in Europe, according to new research of dark web data by cybersecurity company NordVPN.

Amid the high levels of current inflation and the economic backdrop, it is understandable that many executors will decide to administer a deceased’s estate themselves and dispense with the cost of instructing a solicitor. We have compiled a list of 6 key reasons why it pays to pay for Probate.

When it comes to financing personal expenses, personal loans can be a viable option. Jackson and Marlboro are two cities that offer personal loans, and in this article, we will explore the process of applying for a personal loan in these locations.

Latest data from Aviva (January 2023) has again found the gender pension gap begins to widen significantly from the age of thirty-five, and there are still significant gaps between how much women pay into their pension compared to men.

Growing wealth during a cost-of-living crisis can be challenging with soaring electricity and gas bills, increasing rentals and food prices, and stagnant salaries.

While there have been hints of tax cuts, many are still predicting the Autumn Statement to be quite a bland affair as the Government readies itself for a General Election next year, perhaps with more promises for the future than actual action. However, there are still many changes that could be introduced, or re-introduced, that would help boost the economy and put money back into the pockets of ordinary people.

Nobody likes paying too much in taxes, including cryptocurrency investors. Different crypto transactions produce different tax consequences, and how long you own a digital currency usually matters.

Milton Keynes-based asset finance brokerage Approved Finance Group has announced the launch of Approved Tax Limited (ATL), its new division designed to support SMEs with innovative funding solutions.

With figures from Aviva showing that one in five adults in the UK has taken on a side hustle since March 2020, it is important to be aware of how these income drivers impact your tax charges.

We are now in the new tax year, meaning it’s crucial that everyone is aware of how any of the new changes may impact them, especially in light of the cost of living crisis, where financial planning has become more important than ever.

With the tax year-end fast approaching, are you thinking about how to best maximise your tax efficiency? From ISAs to pensions, VCTs to EISs, there are plenty of ways to make your money work harder.

The tax burden is at its highest since 1949, increasingly weighing on higher earners. And it’s about to get worse. Come 6th April, more people will be dragged into the higher and top rates of tax, whilst those already caught will see their tax bills rise. As a result, more and more investors are turning to tax-efficient investment schemes, such as Venture Capital Trusts (VCTs), resulting in over £2bn of inflows last tax-year.

With the end of the 2022/2023 financial year on 5 April nearly upon us, the experts at Perrys Chartered Accountants have put together a checklist of tax reliefs to make the most of before it’s too late.