Category: Articles

While history doesn’t repeat itself exactly, it often rhymes. Historical patterns in the cryptocurrency market offer insights into its behavior over time. The chart below displays various episodes of price appreciation. In late 2013, Bitcoin surpassed the $1,000 mark, followed by a decline in subsequent years, influenced by factors such as regulatory concerns. Bitcoin’s resilience […]

As the payments market continues to digitise, consumers are demanding streamlined real-time interactions with banks to remove friction whilst delivering personalised experiences anytime, anywhere and through any device.

Are you interested in building a successful portfolio? Would you like to know the difference between growth and value equities and how they can be used as a compelling investing strategy? Investing your money can seem intimidating at first glance, but with the correct information, it's easier than ever to make intelligent decisions. In this article, we will discuss growth versus value stocks and strategies for increasing your portfolio returns.

There are several benefits open to property investors regarding capital gains tax on real estate in Florida. The state of Florida doesn’t charge capital gains tax on the profit made from property sales because there is no state income tax. Though there aren’t any Florida capital gains taxes, both residents and non-residents in Florida are […]

As the UK’s skills crisis intensifies, some employers are battling pay inflation demands of over 37%, adding to the financial strain that businesses are already facing

At a time of rising interest rates and a challenging economic environment, increasing efficiency is a priority for many businesses of all sizes operating across all industries. There are benefits for both the employer and the employee, from greater job satisfaction and longevity to less overhead costs and higher profits. Here are three strategies for […]

As countries move towards a greener society to tackle climate change, many people are wondering what ECO homes are going to look like in the future. The government has already changed EPC regulations. From 2028, all homes must achieve a rating of “C” or higher. If we are to achieve environmental stability and reach net […]

Imagine running a shift-based organization without an effective tactical plan and steady forecast. This positioning can age your organization in a disturbing manner — leading to undeniable market losses. Regular scheduling and forecasting not only help in precise budget allocation, but also cultivate a sustainable business environment to foster growth. Plenty organizations have reported that […]

In today’s age of technology pervasion, news headlines are rife with stories of data breaches, the actions of opportunistic cybercriminals and the financial implications of poor security hygiene. The threat landscape is constantly expanding, and the ever-increasing data load for businesses means that there are more holes and vulnerable points in a company’s cybersecurity net than ever before.

The total number of payments (consumer and business) in the UK last year increased to 45.7 billion, up from 40.4 billion in 2021.

ISACA, the leading global professional association helping individuals and organisations in their pursuit of digital trust, today launches new research looking at the state of cybersecurity.

Borrowing money from banks or lenders can be difficult especially when predatory lenders lurk in the shadows, ready to take advantage of vulnerable individuals in need of financial assistance. Responsible borrowing is not just about getting the funds you need; it’s also about protecting yourself from unscrupulous lenders who might trap you in a cycle […]

Late payments are a quiet, yet powerful economic disruptor. Whilst they impact businesses of all sizes, studies have shown small and medium enterprises (SMEs) and freelancers are particularly at risk, with the impact of late payments leading to extreme financial instability, debt and even closing down.

October is the official cybersecurity awareness month. Using this occasion, Juta Gurinaviciute, a cybersecurity expert and CTO at NordLayer, gives an interview explaining the importance of this month and cyber trends around the world. Gurinaviciute reveals where businesses should look first when creating a cybersecurity strategy and what dangers are the most prominent in the IT world.

In the vast and intricate world of legal battles, the voice of the collective often resonates louder and farther than that of an individual.

For a long time, people who do banking, loans, insurance, and other financial activities daily wished these transactions would improve by the day and be more efficient. In today’s fast-paced world, making your transactions efficient and easier is best. It’s why many people think artificial intelligence is a big help to make these things better. […]

Artificial intelligence (AI) is taking the industry by storm, improving customer service, boosting safety transactions, reducing missed payments and battling financial crime

A recent report from the Royal United Services Institute (RUSI) has called for greater cooperation between government bodies, insurers, and cyber security specialists to establish best practice guidelines on dealing with cyber-attacks and ransomware.

Navigating the world of health insurance can be complex, but understanding your options can drastically impact both your bank balance and well-being. So stay with us as we aim to help you maximize your health insurance benefits with a few simple yet powerful strategies that cover everything from understanding policies to leveraging tax-friendly accounts. Understanding […]

Top Money Management Tips For Single Income Households Supporting a family on a single income can naturally be tough to manage. Your money doesn’t go as far as it used to, especially with the rising cost of living and additional impacts of inflation against the ever-constant presence of stagnant wage growth. Sometimes, your household may […]

Steering a business without a clear vision of the future is like navigating uncharted waters without a compass. Financial forecasting can provide you with direction.

If you have wealth to manage, whether from your earnings, inheritance, or another source, you may already be getting many different tips on managing and maximizing your money. By implementing wealth management strategies, you can ensure you get the most out of your money and are prepared for the future.

How To Hedge Against The FX Exposure? Top Strategies Revealed In today’s globally connected marketplace, businesses face a myriad of opportunities and challenges. Among these, managing foreign exchange (FX) exposure is a critical concern. As companies expand their reach across borders, they inevitably find themselves at the mercy of currency fluctuations, which can have a […]

Whether you’ve been daydreaming of craft beers bearing your own label or you’re simply passionate about brewing at home, carrying it into a full-blown business is an entirely different story. It involves significant costs, meticulous planning, and often finding savvy ways to secure funding. But fear not! This guide is here to help you, aspiring […]

As you navigate through the digital landscape in 2023, cyber fraudsters continually adapt and innovate ways to scam innocent victims. The scope for fraudsters to exploit grew exponentially this year, from subtle phishing schemes to igniting trust fires using deepfake technology. Here, we delve into some of the most alarming fraud trends witnessed in 2023, […]

Taking a loan can be intimidating for anyone, particularly if you have never done it before. Like most things, though, it becomes much less scary with more information and the steps needed to finish the process. A commercial loan is a non-specific sum of money lent to an investee to pay back over the next […]

These money-management professionals aren’t just for the super wealthy. There are financial advisors for every person, business, budget, and issue.

The realm of real estate financing not only presents an opportunity to tap into a vast market of potential homeowners but also promises substantial returns. As of 2023, Americans owe a staggering $12.01 trillion on their mortgages, which accounts for 70.4% of consumer debt in the U.S. This highlights the immense scale and importance of […]

The reason most forex traders lose money isn’t because of inadequate market knowledge or inexperience but due to poor risk management. To be a successful trader, you must determine your risk appetite, identify your risk-reward ratio on every trade, and establish measures to shield yourself from a black swan event or long-tail risk. Let’s look […]

The financial sector is fundamentally unpredictable, and even the most careful credit risk evaluations cannot always forecast unanticipated disasters. When such occurrences occur, they can have a significant influence on borrowers’ capacity to repay their debts, increasing lenders’ credit risk. Financial institutions must have adequate crisis management plans in place to traverse these unknown seas. […]

FinTech, a blend of ‘financial technology’, is swiftly revolutionizing how we handle money. Whether it’s budgeting our expenses, online shopping or mediating on investment decisions, fintech apps are steadily becoming an integral part of our lives. With that in mind, let’s talk about what these apps need to offer end users in order to be […]

Solar energy has seen meteoric growth over the past ten years. As stated by the Solar Energy Industries Association, total solar power capacity in the US has increased over 600% since 2010, and projections show strong continued growth in the coming decades. Solar power is poised for huge expansion in both residential and utility applications, […]

Predicting the ebb and flow of the global financial markets can often be likened to gazing into a crystal ball. This outlook becomes even more opaque when climate change impacts are thrown into the mix. One possible future, however, is that the climate transition’s reshaping of the global economy may trigger a global financial crisis.

Nobody likes paying too much in taxes, including cryptocurrency investors. Different crypto transactions produce different tax consequences, and how long you own a digital currency usually matters.

With the rising cost of living in the UK, many consumers are keeping regular tabs on their spending and looking for ways to cut costs when taking care of and maintaining their homes.

Technological advancement, the lifeblood of modern society, rests firmly on the bedrock of innovation. These innovations, however, demand substantial investments in time, effort, and financial resources.  One of the perils innovators face is the risk of their ideas being copied or stolen, leading to significant losses. This is where patents and licensing come into play, […]