Insurance Premiums Continue to Slow For Van Drivers

Banking-as-a-Service (BaaS) platforms have been gaining more traction in the market as they streamline non-banking businesses’ entry into the financial services sector. Alongside the fully developed banking infrastructure, a BaaS provider takes on the responsibility to adhere to any regulatory requirements, including Know Your Customer (KYC).

Sadly, cybercriminals don’t take breaks over Christmas. In fact, with so many more financial transactions taking place over the festive season, it’s a prime opportunity for cybercriminals to take advantage of poor cybersecurity. The Christmas season is a perfect background for a cybercriminal to attack, so what are the most common ways that you could be caught out this festive season?

Managing taxes is an integral part of running a small business. While it may not be the most glamorous aspect of entrepreneurship, understanding your tax obligations can save you a lot of headaches down the line and could even save your business money.

The second probe into it's own accounts, Toshiba caused financial uncertainty as a result 17% share drop with $2.5 Billion being lost.

Throughout history, whisky has proven a reliable investment even in time’s of economic decline. Whisky proved a popular choice during the Great Depression, and recent market behaviour would suggest that ‘liquid gold’ will continue to have significant financial gain despite the current climate.

Making quality investment decisions comes down to striking when the iron is hot. Jumping the gun or waiting too long to act can prove to be a major mistake. Unfortunately, making the right investment moves at the right moments is easier said than done. If it were simple and straightforward, everyone would be doing it. Accurately predicting the next Apple or Facebook is on an order of difficulty that eludes even the savviest of investors. However, putting your money into up-and-coming industries and sectors - or those primed for a comeback - is something that even the casual investor can do with enough insight and experience. With this in mind, let's take a look at the best business investment opportunities heading into 2023: Third-Party Logistics More products are being bought and sold online than ever before. It won’t be long until e-commerce takes over the majority of retail purchases. With this in mind, investors should consider investing in third-party logistics providers (3PL). From logistics optimization to freight audit software, these services specialize in helping retailers improve their supply chain management. What’s more, they help drive down shipping costs for companies operating with slim margins. Given the rate at which online retail is becoming the primary method of buying and selling products, investing in 3PL today is likely to generate significant returns tomorrow. Home Improvement The last few years saw a surge in homeownership. Given this trend, it doesn’t take a genius to see the profit potential that comes with investing in home improvement services. From companies specializing in repair and remodelling to material suppliers to stores selling these products, there are many entities involved in the home improvement process that can be seen as potential investment opportunities heading into 2023. Digital Marketing More eyeballs on more screens mean less attention paid to traditional forms of advertising. As a result, the value of digital marketing is destined to increase as the world becomes increasingly digital. Those looking for a worthwhile investment opportunity should consider putting their money behind one or more digital marketing agencies. Demand for these services is set to increase significantly over the course of the decade, giving investors a reliable roadmap to respectable returns. Food Delivery Chances are you ordered food delivery at least once within the last three months. That’s because more people are finding themselves unable or unwilling to devote the time needed to prepare their own meals. If you can recall the premium you paid for the luxury of having other people make and bring you your sustenance, then you know there’s tremendous profit potential in food delivery service. While the current food delivery landscape is especially competitive due to oversaturation, there will come a time when struggling operations are forced to sell to their more capable competitors. If you can accurately gauge when that will occur and which businesses are involved, you can buy low and sell high. Cleaning Services The ongoing COVID-19 pandemic has led to increased attention paid to cleanliness and hygiene. The result is an uptick in demand for professional cleaning services, especially those tasked with sanitizing brick-and-mortar locations that see hundreds of people entering and exiting in a given week. Those investing in cleaning services now will reap the financial benefits later. Auto Repair In case you hadn’t noticed, the cost of a new vehicle has risen dramatically in recent years. Even a used car costs hundreds if not thousands more than it did previously. As a result, more people are holding onto their older, high-mileage vehicles than ever before. Auto repair companies - both locally-owned chains and those spread out nationally or multi-nationally - are set to see unprecedented demand in coming years. The same goes for aftermarket parts manufacturers and suppliers. It all adds up to auto repair being a viable opportunity for those looking to invest in profitable businesses. Making the right investment moves at the right time isn’t easy. It’s no surprise the best investors stick to slow but steady returns based on equally secure investments. With that said, disruptive industries and growing demand for existing services make for reasonably safe and secure investment opportunities for those able and willing to go after them. Good luck!

Nearly three quarters (73%) of financial advisers said they were either considering or planning to increase the amount of bonds they write for clients in the next year, with exactly a quarter (25%) stating they would definitely increase the amount they write, according to new research from Canada Life.

TSX NAVex to offer transacting, clearing and settlement services for mutual funds

The discussion around beneficial ownership registers has made many headlines in the last few years but has intensified recently in the context of the war in Ukraine and the global sanctions imposed on Russian businesses and politically affiliated oligarchs.

Employees in the UK are being encouraged to explore their tax relief options to ensure they are not left footing the bill for their work-related expenses. Tax preparation specialist David Redfern, managing director of DSR Tax Claims Ltd, added his support to a HMRC Twitter campaign to ensure that employees are made aware of their […]