With offices in Aberdeen and Caithness along with our main office in Ellon, Aberdeenshire we have a committed team who can provide financial advisory solutions at your request.
In terms of our approach to our clients, we are happy to meet them where they find the most convenient, and our aim is to find our clients the most competitive financial products to suit their individual needs.
In regards to our investment advisory service we typically deal with investment bonds, investment trusts, capital protected investments and children’s saving plans. However, we can also deal with bank and building society accounts, personal taxation planning, inheritance tax planning and tax efficient investments etc.
Our mortgage advice generally covers a wide area with first time buyers, home movers, remortgages and buy to let mortgages being most common.
In regards to pension services, we offer advice on personal pensions, stakeholder pensions and self-invested personal pensions. At the moment we are dealing with a lot of “At retirement” advice. The pension freedoms last year have seen a huge spike in business in this area and our Senior Financial Planner Ryan Yule, is being kept very busy with pension enquiries. Last year we arranged over 200 mortgages and we are on track to arrange over 300 mortgages in 2016.
If we take a closer look at the industry, one of the challenges we are currently facing is regulatory costs. However, looking ahead to the remainder of 2016 and beyond sees Aberdeen being severely impacted by the low oil price the local economy in the north-east which is challenging to say the least. In addition, at some point I can see purchase mortgages decreasing, but the increase in people looking for pension advice is negating this for us.
In December 2015 we moved into a larger office and throughout 2016 it is our aim to continue our growth. We have recently taken on another administrator and we hope to have another financial planner on board in the near future.
Company: Phil Anderson Financial Services Ltd.
Name: Phil Anderson
Email: [email protected]
Web Address: www.philandersonfinancial.co.uk
Address: 8 Bridge Street, Ellon, Aberdeenshire, AB41 9AA
Telephone: 01358 268166