

Maximizing ROI: How to Invest Smartly in Subscription Businesses

How Turning to the Internet of Things Can Save Your Company Money

What are Loans by Phone 24/7?

Credit Scarred: Dark Web Study Reveals Brits are Europe’s Biggest Card Fraud Victims

4 Types of Retirement Savings Plans and the Pros and Cons of Each

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Recent trends have seen a spike in the number of successful subscription-based businesses emerging to take on this growing market segment.
Businesses have always been looking for ways to save money and earn more. By using technologies like the Internet of Things, they could collect more information that allows them to execute better business strategies.
Cash advance loans by phone, available 24/7, are a convenient way to get a loan using just your good smartphone. No need to dress up, drive to a bank, or wait in those never-ending queues.
Brits have more stolen payment card details listed for sale than any other country in Europe, according to new research of dark web data by cybersecurity company NordVPN.
Saving for retirement is essential, which goes without saying. What needs more explanation is the options for building up a nest egg to keep you comfortable later in life.
Bridging loans are a short-term finance solution. In the UK, they are often used for short periods to fund the purchase of a new property before your current home has sold. However, in reality, bridging loan terms can be as short as a few days up to around three years.
Keeping a business safe and secure will always be a top priority for business owners and despite best efforts at tight security, some businesses do find themselves victim to break-ins or other illegal activities.
Investors are getting younger and savvy entrepreneurs need to know how to pitch their business plans successfully to a new generation. Get top tips here.
When it comes to financing personal expenses, personal loans can be a viable option. Jackson and Marlboro are two cities that offer personal loans, and in this article, we will explore the process of applying for a personal loan in these locations.
As we’re preparing to deal with an 11.1% inflation as of October 2022, people are looking for ways to secure their money and capitalise on their assets.
According to Statista, a record 22,305 businesses will go bankrupt by the end of 2022 in the UK, second only to France’s 22,305.
Brits have more stolen payment card details listed for sale than any other country in Europe, according to new research of dark web data by cybersecurity company NordVPN.
Keeping a business safe and secure will always be a top priority for business owners and despite best efforts at tight security, some businesses do find themselves victim to break-ins or other illegal activities.
In the UK, debit and credit cards account for more than 85% of payments made to businesses each year. This figure is expected to grow to more than 95% by 2031.
2023 is off to a rocky start for retailers. Recent events including the COVID-19 crisis, the ground war in Europe and rising inflation are all having a toll on how consumers are shopping - and merchants need to adapt to the new landscape.
In today’s commercial world, there’s a shift happening. This has seen the role of finance teams change from dealing only with accounts and spreadsheets to being involved in business strategy and decision-making too.
The global digital payments market is now estimated to be worth more than the car manufacturing sector, and is expected to reach USD$20 trillion by 2026. According to virtual payment card provider Lanistar, this extraordinary growth of some 24 percent per year is being driven by a combination of technological innovation along with changing expectations and spending habits among consumers.
iwoca has announced the integration of its B2B payment solution iwocaPay with Quickbooks’ leading accounting software package – this makes it the first invoice checkout integration with a BNPL option for businesses that integrate with QuickBooks.
The cybersecurity sector is expanding to match the digitalisation of companies across the globe. These new technological advancements bring an increased risk of criminal activity which needs to be combated. With this increase in demand for robust cybersecurity solutions, investors should seize the opportunity to diversify their portfolios with stocks in this area to benefit from market demands.
The success of small and medium-sized enterprises (SMEs) depends on many different factors. Data is a key one.
Google has announced that it will stop the use of third-party cookies in Chrome in 2024. Third-party cookies are one of many tracking technologies provided by a third party – often an adtech company like Google or Facebook – that your assets employ on their websites for the benefit of running analytics solutions, advertising platforms and technology integrations.
Feedzai, the world’s first RiskOps platform for financial risk management, has released its latest report - The Human Impact of Fraud and Financial Crime on Customer Trust in Banks. The report, based on research of 4,000 consumers in the UK and US, reveals how fraudsters are taking advantage of the widening fraud knowledge gap, outlining the urgent need for banks to educate and protect their customers with technology.
The modern business world can be brutal, with a ‘dog-eat-dog’ culture that focuses more on stats, turnover and competition rather than purpose, positive messaging and adding genuine value to society.
It may not always feel like it, but we are living in a more open, kind, and holistic society since the pandemic. The spirit of pulling together, and looking out for each other, has manifested in a shift in how we expect our society to work. Take the phrases ‘debt forgiveness’ and ‘loan forgiveness’. These terms barely registered in US Google searches before the pandemic, but have become much more common since 2020.
Meet the Hedge Fund Manager Delivering Stellar Returns with a Unique Insurance Based Risk Neutralizing Strategy. In investing, we know there is no free lunch. With higher returns comes increased risk.
Many people look forward to retirement – it’s a time to recuperate and rest after many years spent working and climbing the career ladder. You’ll have a lot more time on your hands, but it always means you’ll have less cash because you no longer have a regular income. Without money coming in, some retirees must rethink their lifestyles and spending habits.
Companies all around the country have felt the effects of the COVID-19 outbreak. The federal government has established a number of relief initiatives, such as the Employee Retention Credit (ERC), to help reduce some of the monetary burdens.
Growing a business in the current economic climate is a challenge. With rising costs slashing profit margins and prohibiting growth, external investment has become almost a necessity for small and medium-sized enterprises (SMEs) to expand.
With the new tax year having just commenced, it’s a good time to review outstanding debts and take proactive steps to try and minimise or limit your business’s exposure to them. This is particularly the case given financial uncertainty in the market coupled with the ever-growing cost of living crisis, increasing costs throughout the supply chain and the consistent rise in registered company insolvencies since the pandemic.
In today’s business climate, there’s no denying the importance of sustainable operating practices. Operating sustainably has plenty of tangible benefits for businesses – aside from a clean conscience of course. Increased profitability and desirability as an employer are just two of the advantages that can be gleaned from sustainable business.
Globant, a digitally native company focused on reinventing businesses through innovative technology solutions, announced today that its Be Kind Tech Fund has invested $1 million in Polemix, the first platform to introduce Web3 technology to the world of ideas and opinions. The startup's mission is to upgrade how people support and oppose opinion leaders, disrupting the echo chambers cultivated by traditional social media platforms.
AEI Capital is passionate about dealing with the capitalization of corporate vision. It knows that anything is possible with the correct strategy alongside a smart capitalization model and a knowledgeable blueprint for the most effective, essential parts of the Private Equity industry.
Figures out from HMRC this morning show that the Treasury raked in another £4.1billion in inheritance tax receipts in the months between April and October 2022. This is £500 million more than in the same period a year earlier, continuing the upward trend. These figures are revealed just days after the Autumn Statement in which it was announced that the inheritance tax threshold of £325,000 will be frozen until April 2028.
Sometimes, if you get a decision wrong, you’re stuck with the consequences for quite a while. You’ve spent substantial money to get where you are and, for the time being, you have no choice but to spend more.
Investing in Britain’s most promising young businesses has become increasingly popular, resulting in record years for venture capital fundraising.
From technological advancements impacting businesses and individuals across the globe to macroeconomic ripples that are influencing the decisions of bankers and consumers, 2023 is already a year of trends and transformation.
Following a 15% rebound in global equity markets since last autumn, Christopher Lewis, Head of Investment Strategy at Cazenove Capital, shared his thoughts on the outlook.
The market experienced serious losses in 2022, but the tide is turning in 2023. Last month, investors were given a glimmer of hope for the beginning of a market recovery, which was up 6% since the beginning of the year. While investors are still experiencing high-interest rates, the potential for debt default, and the ongoing discussion of a recession in their minds, we are likely to see financial recovery over the course of the year.
In a recent survey from Paragon Bank suggested that the number of landlords planning to set up limited companies to purchase buy-to-let properties had increased by 50% from the first quarter of 2022 to the second. That’s the highest number of landlords in the last three years that have said they are thinking of using limited companies.
As we’re preparing to deal with an 11.1% inflation as of October 2022, people are looking for ways to secure their money and capitalise on their assets.
When looking for which stocks would be most enticing as we begin a new year, Maxim Manturov, Head of Investment Research at Freedom Finance Europe, has prioritised stability. Well established companies that hold a large market share in their respective sectors are the companies that will ensure steady growth throughout the year.
For millions of Brits, Christmas and the new year is a time to relax alongside friends and family and enjoy a break from the stresses of work. Yet it can also be one of the most lucrative times of the year for cyber criminals, as they benefit from people letting their guard down online.
Brits have more stolen payment card details listed for sale than any other country in Europe, according to new research of dark web data by cybersecurity company NordVPN.
Amid the high levels of current inflation and the economic backdrop, it is understandable that many executors will decide to administer a deceased’s estate themselves and dispense with the cost of instructing a solicitor. We have compiled a list of 6 key reasons why it pays to pay for Probate.
When it comes to financing personal expenses, personal loans can be a viable option. Jackson and Marlboro are two cities that offer personal loans, and in this article, we will explore the process of applying for a personal loan in these locations.
Latest data from Aviva (January 2023) has again found the gender pension gap begins to widen significantly from the age of thirty-five, and there are still significant gaps between how much women pay into their pension compared to men.
Growing wealth during a cost-of-living crisis can be challenging with soaring electricity and gas bills, increasing rentals and food prices, and stagnant salaries.
United Kingdom, 2023 – Wealth & Finance magazine announces the winners of the Global Tax Awards 2022.
Chastising younger generations isn’t exactly a new tactic for attracting eyeballs employed by certain sections of the UK and US media. Moral panics against the youth are almost as old as the press itself. However, there is an extra level of cynicism now when older columnists and media figures swing at Gen Z.
With figures from Aviva showing that one in five adults in the UK has taken on a side hustle since March 2020, it is important to be aware of how these income drivers impact your tax charges.
We are now in the new tax year, meaning it’s crucial that everyone is aware of how any of the new changes may impact them, especially in light of the cost of living crisis, where financial planning has become more important than ever.
With the tax year-end fast approaching, are you thinking about how to best maximise your tax efficiency? From ISAs to pensions, VCTs to EISs, there are plenty of ways to make your money work harder.
The tax burden is at its highest since 1949, increasingly weighing on higher earners. And it’s about to get worse. Come 6th April, more people will be dragged into the higher and top rates of tax, whilst those already caught will see their tax bills rise. As a result, more and more investors are turning to tax-efficient investment schemes, such as Venture Capital Trusts (VCTs), resulting in over £2bn of inflows last tax-year.
With the end of the 2022/2023 financial year on 5 April nearly upon us, the experts at Perrys Chartered Accountants have put together a checklist of tax reliefs to make the most of before it’s too late.
One of the UK’s leading tax incentive and innovation management advisers, RDI Solutions’ (RDI) industry specialists manage over £120 million of tax incentives annually for a broad range of UK-based clients, including some of the world’s biggest brands.
Love, romance and … taxes. It’s not the first thing that springs to mind when considering the perfect Valentine’s gift for your partner, but if you’re married, in a civil partnership, or even planning to get down on one knee, then there’s a range of tax reliefs available that you should be aware of.
Forthcoming tax increases, rising interest rates and the cost of living crisis mean many business owners are feeling the pressure on their profits. Here, Donna McCreadie at Perrys Chartered Accountants provides her top tips for making sure your business is running as tax efficiently as possible.


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Welcome to the Q2 edition of Wealth & Finance International Magazine. As always, with every issue we endeavour to provide fund managers, alongside institutional and private investors with the very latest industry news in the traditional and alternative inv
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Welcome to the Q1 edition of Wealth & Finance International Magazine. As always, with every issue we endeavour to provide fund managers, alongside institutional and private investors with the very latest industry news in the traditional and alternative inv
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Welcome to the Q4 edition of Wealth & Finance International Magazine. As always, every issue we endeavour to provide fund managers, alongside institutional and private investors with the very latest industry news in the traditional and alternative investme
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Welcome to the 2021 Q3 edition of Wealth & Finance International Magazine. As always, we endeavour to provide fund managers, institutional and private investors with the very latest industry news in the traditional and alternative investment spheres. Havin
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Welcome to the 2021 Q2 edition of Wealth & Finance International Magazine. As always, we endeavour to provide fund managers, institutional and private investors with the very latest industry news in the traditional and alternative investment spheres. After
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Welcome to the Q1 edition of Wealth & Finance International Magazine. As always, we endeavour to provide fund managers, institutional and private investors with the very latest industry news in the traditional and alternative investment spheres. The last y
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Welcome to the Q3 edition of Wealth & Finance International Magazine. As always, every issue we endeavour to provide fund managers, institutional and private investors with the very latest industry news in the traditional and alternative investment spheres
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Welcome to the Q3 edition of Wealth & Finance International Magazine. As always, every issue we endeavour to provide fund managers, institutional and private investors with the very latest industry news in the traditional and alternative investment spheres
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Welcome to the Q2 edition of Wealth & Finance International Magazine. As always, every issue we endeavour to provide fund managers, institutional and private investors with the very latest industry news in the traditional and alternative investment spheres
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